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Quiz: what type of saver are you?

Your money habits can significantly impact your future. In this quiz, you’ll discover your savings style and learn more ways to make your money grow.

Cash management Financial goals Savings accounts
Date published: 14 March 2025

This article is not advice. If you would like to receive advice on your savings and investments, consider speaking to a Financial Adviser.

Quiz: what type of saver are you?

Saving isn’t just about stashing money away – it’s about your mindset, habits, and confidence. Some people like the security of a financial cushion. Others see saving as a way to steadily grow their wealth. But whatever your approach, recognising your natural tendencies can help you take control of your financial wellbeing.

Why your savings personality matters

Most people assume saving is about discipline. But your financial habits are often shaped by deeper influences – your upbringing, your attitude to risk, even your level of trust in financial institutions.

Understanding your savings personality helps you:

  • build better habits – small tweaks can make a big difference
  • make smarter decisions – know when to switch, when to stick, and when to reassess
  • stay motivated – set goals that align with your natural strengths, keeping you on track

Benefits of identifying your savings style

Recognising your approach to saving isn’t just insightful – it’s practical. It can help you to:

  • understand your strengths – awareness is the first step to improvement
  • optimise your strategy – find the methods that work for you, not against you
  • improve your financial health – make informed decisions that support long-term security

Take our quiz to reveal your savings style and uncover new ways to make your money grow.

 

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