The latest rates for charities & trusts
Leading rates for your charity's cash reserves. Brought to you by dozens of banking partners.
We’ve already deducted our share of the interest from the rates in this table.
Nationwide
4.93% | 4.85%
4.93% | 4.85%
Fixed 3 Month
Fixed 3 Month
£10,000,000
Yes
Sainsburys Bank
4.91% | 4.86%
4.91% | 4.86%
Fixed 6 Month
Fixed 6 Month
£1,000,000
Yes
Investec
4.91% | 4.80%
4.91% | 4.80%
Notice account 95 Day
Notice account 95 Day
£2,000,000
Yes
Aldermore
4.86% | 4.75%
4.86% | 4.75%
Notice account 95 Day
Notice account 95 Day
£10,000,000
Yes
Sainsburys Bank
4.85% | 4.77%
4.85% | 4.77%
Fixed 3 Month
Fixed 3 Month
£1,000,000
Yes
Sainsburys Bank
4.83% | 4.81%
4.83% | 4.81%
Fixed 9 Month
Fixed 9 Month
£1,000,000
Yes
Sainsburys Bank
4.82% | 4.82%
4.82% | 4.82%
Fixed 12 Month
Fixed 12 Month
£1,000,000
Yes
Hampshire Trust Bank
4.81% | 4.81%
4.81% | 4.81%
Fixed 12 Month
Fixed 12 Month
£750,000
Yes
Hampshire Trust Bank
4.78% | 4.76%
4.78% | 4.76%
Fixed 9 Month
Fixed 9 Month
£750,000
Yes
Hampshire Trust Bank
4.75% | 4.75%
4.75% | 4.75%
Fixed 2 Year
Fixed 2 Year
£750,000
Yes
Nationwide
4.70% | 4.65%
4.70% | 4.65%
Fixed 6 Month
Fixed 6 Month
£10,000,000
Yes
GB Bank
4.68% | 4.60%
4.68% | 4.60%
Fixed 2 Month
Fixed 2 Month
£85,000
Yes
Investec
4.68% | 4.60%
4.68% | 4.60%
Fixed 2 Month
Fixed 2 Month
£10,000,000
Yes
GB Bank
4.64% | 4.55%
4.64% | 4.55%
Fixed 1 Month
Fixed 1 Month
£85,000
Yes
Investec
4.64% | 4.55%
4.64% | 4.55%
Fixed 1 Month
Fixed 1 Month
£10,000,000
Yes
Investec
4.60% | 4.50%
4.60% | 4.50%
Notice account 35 Day
Notice account 35 Day
£2,000,000
Yes
Hampshire Trust Bank
4.53% | 4.53%
4.53% | 4.53%
Fixed 18 Month
Fixed 18 Month
£750,000
Yes
GB Bank
4.53% | 4.44%
4.53% | 4.44%
Notice account 65 Day
Notice account 65 Day
£85,000
Yes
Aldermore
4.49% | 4.55%
4.49% | 4.55%
Fixed 18 Month
Fixed 18 Month
£10,000,000
Yes
GB Bank
4.48% | 4.39%
4.48% | 4.39%
Notice account 35 Day
Notice account 35 Day
£85,000
Yes
Santander International
4.39% | 4.30%
4.39% | 4.30%
Notice account 45 Day
Notice account 45 Day
£85,000
Yes
Kingdom Bank
4.33% | 4.25%
4.33% | 4.25%
Notice account 120 Day
Notice account 120 Day
£85,000
Yes
Aldermore
4.25% | 4.35%
4.25% | 4.35%
Fixed 2 Year
Fixed 2 Year
£10,000,000
Yes
Hampshire Trust Bank
4.23% | 4.15%
4.23% | 4.15%
Instant access
Instant access
£750,000
Yes
Santander International
4.23% | 4.15%
4.23% | 4.15%
Instant access
Instant access
£85,000
Yes
Aldermore
4.08% | 4.25%
4.08% | 4.25%
Fixed 3 Year
Fixed 3 Year
£10,000,000
Yes
iFast Global Bank Limited
4.08% | 4.00%
4.08% | 4.00%
Instant access
Instant access
£85,000
Yes
Cambridge and Counties
4.00% | 4.00%
4.00% | 4.00%
Fixed 5 Year
Fixed 5 Year
£5,000,000
Yes
Hampshire Trust Bank
3.91% | 3.91%
3.91% | 3.91%
Fixed 3 Year
Fixed 3 Year
£750,000
Yes
GB Bank
3.85% | 3.78%
3.85% | 3.78%
Instant access
Instant access
£85,000
Yes
Hampshire Trust Bank
3.76% | 3.76%
3.76% | 3.76%
Fixed 4 Year
Fixed 4 Year
£750,000
Yes
Hampshire Trust Bank
3.61% | 3.61%
3.61% | 3.61%
Fixed 5 Year
Fixed 5 Year
£750,000
Yes
Aldermore
3.55% | 3.75%
3.55% | 3.75%
Fixed 4 Year
Fixed 4 Year
£10,000,000
Yes
Kingdom Bank
3.55% | 3.50%
3.55% | 3.50%
Notice account 90 Day
Notice account 90 Day
£85,000
Yes
Nationwide
2.12% | 2.10%
2.12% | 2.10%
Instant access
Instant access
£10,000,000
Yes
Reliance Bank
1.91% | 1.90%
1.91% | 1.90%
Instant access
Instant access
£85,000
Yes
Kingdom Bank
1.66% | 1.65%
1.66% | 1.65%
Notice account 32 Day
Notice account 32 Day
£85,000
Yes
Rates correct as at 08 May 2024.
We’ve already deducted our share of the interest from the rates in this table.
For Fixed Term, Instant Access, and Notice accounts, interest is calculated daily, but the frequency of when the interest is paid will vary by savings account. You’ll find more information in the Terms & Conditions of each savings account when you log in to the platform.
The minimum deposit for UK-registered charities is £1m.
Our partner banks
Frequently asked questions
As the UK's leading cash deposit platform, the volume of deposits placed with us, and the relationships developed with our partner banks gives us access to exclusive, best-in-class deposit rates for our clients.
With Instant Access Accounts, you can deposit and withdraw your money at any time.
With Notice Accounts, you can withdraw your money in the future, by giving notice to the bank. For example, 30 days' notice means you would give the bank notice and withdraw your funds 30 days later.
A Fixed Term Deposit Account has a specific term (e.g. 3 months or 12 months). Once a Fixed Term Deposit Account is open and funded it cannot be broken until the end of the term.
This means that your cash is locked up in the account for the full length of the term, after which it automatically returns to your holding account with the interest that has accrued on the deposit.
All UK-based banks and building societies on our platform are members of the Financial Service Compensation Scheme (FSCS). This allows your clients to protect their savings by spreading their cash across several banks or building societies, and receive the FSCS protection of £85K each time, if eligible.
For each savings account you open through Flagstone, we receive a small share of the interest (up to 0.30%).
We deduct that share before we feature any savings account on our platform – so the rate you see will always be the rate you receive.
Don't just store money, protect it.
Use our cash deposits calculator to see how much interest you could be earning, whilst FCSC protecting your deposits.
