Grow your money

Using our platform is simple.

• Apply for one Flagstone account.
• Move funds from your bank to your Flagstone account.
• Browse and choose from hundreds of accounts – including
  exclusive and market-leading rates – on our online platform.
• Enjoy complete protection for your money – up to FSCS
  limits.

As the UK's leading cash deposit platform, the volume of deposits
placed with us, and the relationships developed with our partner
banks gives us access to exclusive and market-leading deposit
rates for our clients.

All UK-based banks and building societies on our platform are
members of the Financial Service Compensation Scheme (FSCS).
This allows you to protect your savings by spreading your cash
across several banks or building societies, and receive the FSCS
protection of £85K each time (£170K for joint accounts).

All accounts on the Flagstone Platform are “segregated client trust
accounts”.  Our clients are individual beneficiaries of this trust for
the amount of money they deposit (plus interest).  They are
absolutely entitled to this money.  As an individual beneficiary, a
client’s money is eligible for FSCS protection, provided that the
client is eligible.  In the unlikely event that there is an issue with
one of our partner banks, Flagstone would carry out the FSCS
claim on behalf of its clients.

Our platform provides immediate visibility of all your money,
including consolidated information across all of your cash deposit
accounts, and a single tax certificate at the end of the year.

With Flagstone, there are no admin or management fees to pay.

Rather than drain your savings with high fees, we use a 'share of
interest' model instead. That means we take a small cut of our
partner banks' interest rates - up to 0.30%.

We deduct this before any rates appear on our platform - so the
rate you see will always be the rate you receive.