Flagstone for international clients

Optimise your cash.

Access hundreds of multi-currency deposit products from numerous banks, in multiple jurisdictions. All through one secure platform, with a single onboarding journey.

Optimise your interest with competitive rates
Manage your cash with one secure password
Execute FX transactions across 16 currencies
Diversify effortlessly by splitting funds between banks and geographies

Open an account

Flagstone International is trusted by leading Wealth Managers, International Trust and specialised administration businesses:

Benefits of Flagstone International

Efficient cash management

Consolidate multiple banks and deposit products on one platform to optimise returns, diversify risks, and reduce administrative burdens.

Access multiple currencies

Partnering with us gives you access to competitive spot FX rates, so you can meet your multi-currency liquidity requirements or access deposit products in additional currencies.

Manage risk exposure

Diversify across banks, jurisdictions, and currencies, thereby effectively managing credit and geographic risk exposure.

Grow your interest in three simple steps

1.

Apply for a Flagstone International account

There is no need to complete paperwork with multiple banks. Simply start your Flagstone International application and fund your holding account.
2.

Select banks and interest rates

Search and choose from a range of competitive deposit products directly on our platform.
3.

Start earning interest

With immediate access to hundreds of multi-currency accounts, you can navigate multi-currency deposit products, optimise interest income, and diversify your cash assets, all in one platform.

See how it works

Who we work with

• Personal clients – Through our relationships with wealth managers and private banks, we cater to ultra-high and high net worth and non-UK resident individuals seeking to navigate multi-currency deposit products, optimise interest income and diversify their cash assets. • Institutional clients - We work with a wide range of financial services firms, including trust administrators, captive insurers, life insurers, wealth managers, and family offices. They choose Flagstone International as the easiest way to provide their clients with a way to manage, diversify, and grow their cash assets. • Banking partners – We partner with investment grade banks seeking innovative financial solutions. They choose our platform to gain direct exposure to a broad client base, enabling them to showcase their deposit products to an audience actively seeking diversification.

Product types available on our platform

Fixed Term

Earn money over a predetermined period and benefit from competitive interest rates on your deposits.

Notice Accounts

While requiring a notice period before withdrawals, these accounts typically offer higher interest rates compared to instant-access accounts.

Easy Access

Enjoy the flexibility of accessing your funds easily for flexible investing.

How we protect your cash

Trust structure

All funds held by Flagstone International on behalf of clients are separated from Flagstone International's own funds and only held in designated trust accounts.

Secure encryption

Flagstone International partners with top tier experts to ensure the end-to-end security. All data is held on secure, encrypted servers, protected by multi-layer firewalls.

JFSC regulated

We are regulated by the Jersey Financial Services Commission to carry out Trust Company Business.

Frequently Asked questions

How does the platform work?

Using our platform is simple.

Apply for one Flagstone International account.
Move funds from your bank to your Flagstone International account.
Browse and choose from a range of competitive deposit products on our online platform.
Spread your money across multiple banks and deposit products.

How are you able to offer competitive rates?

Being a leading cash deposit platform, the volume of deposits placed with us, and the relationships developed with our partner banks gives us access to exclusive deposit rates for our clients.

Will I receive tax return statements?

Our platform provides immediate visibility of all your money, including consolidated information across all your cash deposit accounts, and a single tax certificate at the end of the year.

What are your fees?

Flagstone International takes a share of the interest paid by the bank on each deposit product. The interest rates you see on our platform already reflect the deduction of any share of interest. For full details please see our terms and conditions which are available upon request.

Can I split my deposits across multiple banks?

Through a single Flagstone International account, you can use our secure online platform to open as many deposit accounts with as many different banks as you require, in just a matter of clicks.

You can complete all these transactions via our online and secure platform 24/7, without any further paperwork.

Does Flagstone International select the deposit accounts for me?

No, using the online Flagstone International platform you have full control of which banks you choose to deposit your money with, and which accounts you open. Only the client can make decisions on where the deposits are placed.

Where is my Flagstone International account held?

When you transfer money to your Flagstone International account, it is deposited into a ‘holding account’ provided by HSBC (Jersey). The holding account is a segregated trust account set up to receive and hold funds before they are sent on to a deposit account. When a deposit account matures or a request for the return of instant access or notice account deposits is made, the funds are returned to the holding account provided by HSBC (Jersey).

Who can open a Flagstone International account?

The Flagstone International platform is available to trusts, corporates, funds, captive insurance, general insurance, family offices and individuals looking to deposit a minimum of £250K equivalent in 8 different currencies:

£-GBP, €-EUR, $-USD, $-CAD, kr.-DKK, kr-NOK, R-ZAR, kr-SEK