Flagstone UK International

Flagstone International is trusted by leading Wealth Managers, International Trust and specialised administration businesses:

 

Benefits of Flagstone International

Efficient cash management

Consolidate multiple banks and deposit
products on one platform to optimise
returns, diversify risks, and reduce
administrative burdens.

Access multiple currencies

Partnering with us gives you access to
competitive spot FX rates, so you can
meet your multi-currency liquidity
requirements or access deposit
products in additional currencies.

Manage risk exposure

Diversify across banks, jurisdictions, and
currencies, thereby effectively managing
credit and geographic risk exposure.

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Grow your interest in three simple steps

1.
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Apply for a Flagstone International account
There is no need to complete paperwork with multiple banks. Simply start your Flagstone International application and fund your holding account.
2.
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Select banks and interest rates
Search and choose from a range of competitive deposit products directly on our platform.
3.
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Start earning interest
With immediate access to hundreds of multi-currency accounts, you can navigate multi-currency deposit products, optimise interest income, and diversify your cash assets, all in one platform.

Who we work with

  • Personal clients – Through our relationships with wealth managers and private banks, we cater to ultra-high and high net worth and non-UK resident individuals seeking to navigate multi-currency deposit products, optimise interest income and diversify their cash assets.
  • Institutional clients - We work with a wide range of financial services firms, including trust administrators, captive insurers, life insurers, wealth managers, and family offices. They choose Flagstone International as the easiest way to provide their clients with a way to manage, diversify, and grow their cash assets.

  • Banking partners – We partner with investment grade banks seeking innovative financial solutions. They choose our platform to gain direct exposure to a broad client base, enabling them to showcase their deposit products to an audience actively seeking diversification.

Product types available on our platform

Fixed Term

Earn money over a predetermined period and benefit from competitive interest rates on your deposits.

Notice Accounts

While requiring a notice period before withdrawals, these accounts typically offer higher interest rates compared to instant-access accounts.

Easy Access

Enjoy the flexibility of accessing your funds easily for flexible investing.

How we protect your cash

Trust structure

All funds held by Flagstone International on behalf of clients are separated from Flagstone International's own funds and only held in designated trust accounts.

Secure encryption

Flagstone International partners with top tier experts to ensure the end-to-end security. All data is held on secure, encrypted servers, protected by multi-layer firewalls.

JFSC regulated

We are regulated by the Jersey Financial Services Commission to carry out Trust Company Business.

FREQUENTLY ASKED QUESTIONS
How does the platform work?

Using our platform is simple.

  1. Apply for one Flagstone International account.
  2. Move funds from your bank to your Flagstone International
    account.
  3. Browse and choose from a range of competitive deposit
    products on our online platform.
  4. Spread your money across multiple banks and deposit
    products.
How are you able to offer competitive rates?

Being a leading cash deposit platform, the volume of deposits
placed with us, and the relationships developed with our partner
banks gives us access to exclusive deposit rates for our clients.

Will I receive tax return statements?

Our platform provides immediate visibility of all your money,
including consolidated information across all of your cash deposit
accounts, and a single tax certificate at the end of the year.

What are your fees?

Flagstone International takes a share of the interest paid by the
bank on each deposit product. The interest rates you see on our
platform already reflect the deduction of any share of interest. For
full details please see our terms and conditions which are
available upon request.

Can I split my deposits across multiple banks?

Through a single Flagstone International account, you can use our
secure online platform to open as many deposit accounts with as
many different banks as you require, in just a matter of clicks.

You can complete all these transactions via our online and secure
platform 24/7, without any further paperwork.

Does Flagstone International select the deposit accounts for me?

No, using the online Flagstone International platform you have full
control of which banks you choose to deposit your money with,
and which accounts you open. Only the client can make decisions
on where the deposits are placed.

Where is my Flagstone account held?

When you transfer money to your Flagstone International account,
it is deposited into a ‘holding account’ provided by HSBC (Jersey).
The holding account is a segregated trust account set up to
receive and hold funds before they are sent on to a deposit
account. When a deposit account matures or a request for the
return of instant access or notice account deposits is made, the
funds are returned to the holding account provided by HSBC
(Jersey).

Who can open a Flagstone International account?

The Flagstone International platform is available to trusts,
corporates, funds, captive insurance, general insurance, family
offices and individuals looking to deposit a minimum of £250K
equivalent in 8 different currencies:

£-GBP, €-EUR, $-USD, $-CAD, kr.-DKK, kr-NOK, R-ZAR, kr-SEK

We’re here to help

Whether you’ve opened a Flagstone International
account or you’re looking to get started, we’re
here to help.

Call us on +44 (0)203 5405 361 or email clientservices@flagstoneinternational.com

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