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Flagstone UK UK
UK International
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Flagstone has already deducted a share of the interest from the rates in the table. So the rate your clients see will always be the rate they receive.

Allica Bank
4.60 | 4.50%
Notice 180 Day
£85,000
Yes
Allica Bank
4.57 | 4.47%
Notice 95 Day
£85,000
Yes
Allica Bank
4.55 | 4.45%
Notice 35 Day
£85,000
Yes
Monument Bank
4.40 | 4.31%
Notice 30 Day
£1,000,000
Yes
Birmingham Bank
4.39 | 4.30%
Notice 125 Day
£85,000
Yes
Monument Bank
4.38 | 4.29%
Instant Access
£1,000,000
Yes
SmartSave
4.36 | 4.36%
12 Month Fixed term
£2,000,000
Yes
Bank ABC
4.34 | 4.34%
12 Month Fixed term
£3,000,000
Yes
SmartSave
4.34 | 4.32%
9 Month Fixed term
£2,000,000
Yes
Allica Bank
4.34 | 4.25%
Instant Access
£85,000
Yes
JN Bank UK
4.33 | 4.33%
3 Year Fixed term
£85,000
Yes
JN Bank UK
4.30 | 4.30%
5 Year Fixed term
£85,000
Yes
Hampshire Trust Bank
4.29 | 4.25%
6 Month Fixed term
£1,000,000
Yes
Investec
4.28 | 4.20%
Notice 95 Day
£2,000,000
Yes
SmartSave
4.27 | 4.21%
3 Month Fixed term
£2,000,000
Yes
Sainsburys Bank
4.27 | 4.21%
3 Month Fixed term
£1,000,000
Yes
SmartSave
4.26 | 4.26%
18 Month Fixed term
£2,000,000
Yes
SmartSave
4.26 | 4.26%
15 Month Fixed term
£2,000,000
Yes
SmartSave
4.26 | 4.26%
2 Year Fixed term
£2,000,000
Yes
SmartSave
4.26 | 4.22%
6 Month Fixed term
£2,000,000
Yes
Shawbrook
4.24 | 4.16%
Notice 120 Day
£500,000
Yes
SmartSave
4.23 | 4.15%
Notice 120 Day
£2,000,000
Yes
Principality
4.23 | 4.15%
Notice 30 Day
£85,000
Yes
Santander International
4.23 | 4.15%
Notice 90 Day
£85,000
Yes
SmartSave
4.20 | 4.20%
3 Year Fixed term
£2,000,000
Yes
The Bank of London
4.20 | 4.12%
Instant Access
£85,000
Yes
Investec
4.19 | 4.11%
Notice 35 Day
£2,000,000
Yes
Shawbrook
4.18 | 4.16%
9 Month Fixed term
£2,000,000
Yes
SmartSave
4.18 | 4.10%
Notice 65 Day
£2,000,000
Yes
JN Bank UK
4.17 | 4.17%
2 Year Fixed term
£85,000
Yes
SmartSave
4.16 | 4.16%
4 Year Fixed term
£2,000,000
Yes
JN Bank UK
4.15 | 4.15%
4 Year Fixed term
£85,000
Yes
SmartSave
4.14 | 4.14%
5 Year Fixed term
£2,000,000
Yes
JN Bank UK
4.12 | 4.05%
Instant Access
£85,000
Yes
SmartSave
4.11 | 4.03%
Instant Access
£2,000,000
Yes
Castle Trust Bank
4.10 | 4.10%
18 Month Fixed term
£85,000
Yes
Hampshire Trust Bank
4.07 | 4.00%
1 Month Fixed term
£1,000,000
Yes
Investec
4.06 | 4.00%
2 Month Fixed term
£5,000,000
Yes
Investec
4.02 | 3.95%
1 Month Fixed term
£5,000,000
Yes
BLME
4.01 | 3.95%
2 Month Fixed term
£1,000,000
Yes
Hampshire Trust Bank
4.00 | 3.93%
Instant Access
£1,000,000
Yes
Investec
3.98 | 3.91%
Notice 45 Day
£2,000,000
Yes
Kroo Bank
3.93 | 3.86%
Instant Access
£85,000
Yes
Kroo Bank
3.93 | 3.86%
Notice 32 Day
£85,000
Yes
LHV Bank
3.86 | 3.80%
Instant Access
£85,000
Yes
OakNorth
3.83 | 3.77%
Instant Access
£500,000
Yes
IsBank
3.75 | 3.75%
15 Month Fixed term
£1,000,000
Yes
Shawbrook
3.63 | 3.58%
Notice 45 Day
£500,000
Yes
Shawbrook
3.58 | 3.53%
Instant Access
£85,000
Yes
Teachers Building Society
3.50 | 3.45%
Notice 90 Day
£100,000
Yes
iFast Global Bank Limited
3.49 | 3.44%
Instant Access
£85,000
Yes
Shawbrook
3.37 | 3.37%
7 Year Fixed term
£2,000,000
Yes
Santander International
3.35 | 3.30%
Instant Access
£85,000
Yes
Ironstone
3.29 | 3.25%
Instant Access
£2,000,000
Yes
Principality
2.89 | 2.85%
Instant Access
£85,000
Yes
Teachers Building Society
2.52 | 2.50%
Instant Access
£100,000
Yes
IsBank
1.95 | 1.95%
7 Year Fixed term
£1,000,000
Yes
Nationwide
1.86 | 1.85%
Instant Access
£10,000,000
Yes
Reliance Bank
1.76 | 1.75%
Instant Access
£85,000
Yes
Kingdom Bank
1.10 | 1.10%
Notice 32 Day
£85,000
Yes

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The rates shown here have already had our share of the interest deducted, so the rate your clients see will always be the rate they receive. Rates updated daily.

For Fixed Term, Instant Access, and Notice accounts, interest is calculated daily, but the frequency of when the interest is paid will vary by savings account. You’ll find more information in the Terms & Conditions of each savings account when you log in to the platform.

The minimum deposit is £25,000 for an individual or joint account, £100,000 for a business account, or £250,000 for a charity account.

Different banks, accounts and rates will be available to you on the platform depending on whether you're an individual, looking to open a joint account, or acting on behalf of a business, charity, trust, SIPP, or SSAS.

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FREQUENTLY ASKED QUESTIONS
How are you able to offer competitive rates?

As the UK's leading cash deposit platform, the volume of deposits
placed with us, and the relationships developed with our partner
banks gives us access to exclusive and market-leading deposit rates for
our clients.

What are Instant Access, Notice and Fixed Term accounts?

With Instant Access Accounts, you can deposit and withdraw your money at any time.

With Notice Accounts, you can withdraw your money in the future, by giving notice to the bank. For example, 30 days' notice means you would give the bank notice and withdraw your funds 30 days later.

A Fixed Term Deposit Account has a specific term (e.g. 3 months or 12 months). Once a Fixed Term Deposit Account is open and funded it cannot be broken until the end of the term.

This means that your cash is locked up in the account for the full length of the term, after which it automatically returns to your holding account with the interest that has accrued on the deposit.

How is my money protected?

All UK-based banks and building societies on our platform are members of the Financial Service Compensation Scheme (FSCS). This allows your clients to protect their savings by spreading their cash across several banks or building societies, and receive the FSCS protection of £85K each time (£170K for joint accounts), if eligible.

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