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Flagstone UK UK
UK International
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New referred individual, joint, business, charity and trust clients will be on the Share of Interest model. This means that, for each savings account your clients open, Flagstone will receive a share of the interest (up to 0.30%). 

We’ve deducted our standard share of interest from the rates below. But, in many cases, our share will be lower than the maximum 0.30%.

Once your clients open a Flagstone account, the rates they see will be Net of our share of interest. That means that the rates your clients see in the platform will always be the rates they receive.

There are no monthly management or administration fees on this fee model. 

The Bank of London
4.62 | 4.53%
Instant Access
£10,000,000
Yes
Allica Bank
4.60 | 4.50%
Notice 180 Day
£85,000
Yes
Allica Bank
4.57 | 4.47%
Notice 95 Day
£85,000
Yes
Castle Trust Bank
4.56 | 4.51%
6 Month Fixed term
£85,000
Yes
Al Rayan Bank
4.55 | 4.55%
12 Month Fixed term
£85,000
Yes
Allica Bank
4.55 | 4.45%
Notice 35 Day
£85,000
Yes
Bank ABC
4.54 | 4.49%
6 Month Fixed term
£3,000,000
Yes
Castle Trust Bank
4.53 | 4.53%
12 Month Fixed term
£85,000
Yes
Investec
4.49 | 4.40%
Notice 95 Day
£2,000,000
Yes
Santander International
4.49 | 4.40%
Notice 90 Day
£85,000
Yes
Castle Trust Bank
4.48 | 4.46%
9 Month Fixed term
£85,000
Yes
Sainsburys Bank
4.48 | 4.41%
3 Month Fixed term
£1,000,000
Yes
Shawbrook
4.48 | 4.40%
Notice 45 Day
£500,000
Yes
Bank ABC
4.47 | 4.45%
9 Month Fixed term
£3,000,000
Yes
BLME
4.47 | 4.40%
3 Month Fixed term
£1,000,000
Yes
SmartSave
4.44 | 4.35%
Instant Access
£1,000,000
Yes
SmartSave
4.44 | 4.35%
Notice 120 Day
£1,000,000
Yes
SmartSave
4.44 | 4.35%
Notice 35 Day
£1,000,000
Yes
SmartSave
4.44 | 4.35%
Notice 65 Day
£1,000,000
Yes
Monument Bank
4.43 | 4.34%
Instant Access
£1,000,000
Yes
SmartSave
4.40 | 4.40%
18 Month Fixed term
£1,000,000
Yes
SmartSave
4.40 | 4.40%
15 Month Fixed term
£1,000,000
Yes
Monument Bank
4.40 | 4.31%
Notice 30 Day
£1,000,000
Yes
Castle Trust Bank
4.39 | 4.39%
18 Month Fixed term
£85,000
Yes
SmartSave
4.38 | 4.38%
2 Year Fixed term
£1,000,000
Yes
Al Rayan Bank
4.35 | 4.35%
3 Year Fixed term
£85,000
Yes
Monument Bank
4.34 | 4.26%
1 Month Fixed term
£1,000,000
Yes
Allica Bank
4.34 | 4.25%
Instant Access
£85,000
Yes
Hampshire Trust Bank
4.34 | 4.25%
Notice 30 Day
£1,000,000
Yes
JN Bank UK
4.33 | 4.33%
3 Year Fixed term
£85,000
Yes
Hampshire Trust Bank
4.28 | 4.28%
2 Year Fixed term
£250,000
Yes
Shawbrook
4.26 | 4.18%
Instant Access
£85,000
Yes
Hampshire Trust Bank
4.26 | 4.18%
Instant Access
£1,000,000
Yes
The Bank of London
4.26 | 4.18%
Notice 45 Day
£10,000,000
Yes
SmartSave
4.25 | 4.25%
5 Year Fixed term
£1,000,000
Yes
Shawbrook
4.24 | 4.16%
Notice 120 Day
£500,000
Yes
Investec
4.22 | 4.15%
2 Month Fixed term
£10,000,000
Yes
BLME
4.22 | 4.15%
2 Month Fixed term
£1,000,000
Yes
Investec
4.22 | 4.15%
1 Month Fixed term
£10,000,000
Yes
JN Bank UK
4.20 | 4.20%
5 Year Fixed term
£85,000
Yes
SmartSave
4.16 | 4.16%
4 Year Fixed term
£1,000,000
Yes
JN Bank UK
4.15 | 4.15%
4 Year Fixed term
£85,000
Yes
Teachers Building Society
4.07 | 4.00%
Notice 90 Day
£100,000
Yes
Kroo Bank
3.93 | 3.86%
Instant Access
£85,000
Yes
Kroo Bank
3.93 | 3.86%
Notice 32 Day
£85,000
Yes
LHV Bank
3.86 | 3.80%
Instant Access
£85,000
Yes
OakNorth
3.83 | 3.77%
Instant Access
£500,000
Yes
IsBank
3.75 | 3.75%
15 Month Fixed term
£250,000
Yes
iFast Global Bank Limited
3.49 | 3.44%
Instant Access
£85,000
Yes
Shawbrook
3.37 | 3.37%
7 Year Fixed term
£2,000,000
Yes
Santander International
3.35 | 3.30%
Instant Access
£85,000
Yes
Principality
2.89 | 2.85%
Instant Access
£85,000
Yes
Ironstone
2.78 | 2.75%
Instant Access
£2,000,000
Yes
Teachers Building Society
2.52 | 2.50%
Instant Access
£100,000
Yes
IsBank
1.95 | 1.95%
7 Year Fixed term
£250,000
Yes
Nationwide
1.86 | 1.85%
Instant Access
£10,000,000
Yes
Reliance Bank
1.76 | 1.75%
Instant Access
£85,000
Yes
Kingdom Bank
1.15 | 1.15%
Notice 32 Day
£85,000
Yes

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Rates are subject to change or withdrawal.

Different savings accounts and rates will be available to your client, based on whether they're an individual or joint client, or a UK-based business, charity, trust, SIPP or SSAS client.

For Fixed Term Accounts, interest is paid at the end of the term. For details of how interest is paid on Instant Access Accounts and Notice Accounts, please refer to the Terms & Conditions for the specific account available on the platform.

The Flagstone platform is available to individual and joint applicants who are resident in the UK and 18 years of age or older. Accounts are also available to UK-registered companies, charities and trusts (including SIPPs and SSASs). The minimum deposit required to open a Flagstone account is currently £50,000 for individual and joint applicants, £100,000 for companies and £250,000 for charities and trusts.

Rates updated daily.

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Your clients can browse and choose market-leading
and exclusive interest rates from up to 60+ banks.

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FREQUENTLY ASKED QUESTIONS
How are you able to offer competitive rates?

As the UK's leading cash deposit platform, the volume of deposits
placed with us, and the relationships developed with our partner
banks gives us access to exclusive and market-leading deposit rates for
our clients.

How does Flagstone make money?

For individual, business and charity clients, there are no admin or
management fees to pay.

Rather than drain your savings with high fees, we use a ‘share of
interest’ model instead. That means we take a small cut of our
partner banks’ interest rates – up to 0.30%.

We deduct this before any rates appear on our platform – so the
rate you see will always be the rate you receive.

Make your clients' money work harder.

Use our cash deposits calculator to see how much
interest your client could be earning, while 
spreading their deposits to maximise FSCS
protection, if eligible.

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